account_closed.v1

wbhk

/account_closed.v1

An account was closed. The closeout_amount object in the payload contains the total amount required to settle the account and bring the ledger balance to zero.

Trigger — An account is closed.
Processes — This process contains the event trigger:
- Close Account endpoint

Payload

prn

string

required

The payment reference number (PRN) of the account.

transaction_id

string

required

Unique identifier for the transaction.

account_id

string

required

Identifier for an individual account.

product_and_sub_product

object

required

Object containing the product and subproduct identifiers.

close_date

date

required

The date on which the account was officially closed.

transaction_specification

object

required

Predefined transaction and reason codes to specify the type of transaction.

debit_credit_indicator

string

enum

required

The type of accounting action.

Allowed:

closeout_amount

object

required

An object containing the total amount required to settle the account and bring the ledger balance to zero.

ledger_balance

object

required

The total amount of funds posted to the account (credits and debits) without subtracting out pending transactions and held funds.

accrued_interest_amount

object

required

Amount of interest that has been earned on the account balance.

federal_withholding_amount

object

required

Portion of the accrued interest withheld as federal income tax, as required by law.

state_withholding_amount

object

required

Portion of the accrued interest withheld as state income tax, as required by law.

branch_id

string

required

Identifier for the physical location or division within a financial institution or organization that is associated with this account.

close_reason_code

string

required

The reason for closing the account, such as CUSTOMER_CLOSED or BANK_CLOSED.

description

string

length ≤ 200

Free-form field containing customer-facing notes.

comments

string

length ≤ 100

Free-form field containing internal notes for bank use that are not shown to the customer.

serial_number

string

length ≤ 30

Typically a check number, this numeric value links the current transaction with a processing ticket.

client_metadata

object

Client-reserved field for the account, which may have been populated with key/value pairs. Galileo does not populate any data in this field but only stores it for retrieval.

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