account_created.v1

wbhk

/account_created.v1

An account was created. The account_id field in the payload contains the account number in the Core, and prn contains the account number on the Galileo Processing side.

Trigger — An account is created.
Processes — This process contains the event trigger:
- Create Account endpoint

Payload

prn

string

required

The payment reference number (PRN) of the account.

account_id

string

required

Identifier for an individual account.

product_and_sub_product

object

required

Object containing the product and subproduct identifiers.

currency_code

string

required

^[A-Z]{3}$

ISO 4217 3-character alphabetic currency code

branch_id

string

required

Identifier for the physical location or division within a financial institution or organization that is associated with this account.

legal_title

string

length ≥ 1

Specifies the legal account owner, including names of owners, operators of the account, and type of ownership structure, such as single, joint, trust, guardianship, escrow, partnership, etc.

opening_date

date

required

The date the account was opened or created.

close_date

date

The date the account was closed.

debit_restriction

string

enum

required

Indicates whether the account has a restriction that blocks all debit transactions.

Allowed:

credit_restriction

string

enum

required

Indicates whether the account has a restriction that blocks all credit transactions.

Allowed:

last_process_date

date

required

The date the account was last processed by end-of-day processing.

last_txn_date

date

The last date a transaction was posted to the account.

ofac_restriction

boolean

Indicates whether the account has OFAC restrictions.

debit_card_opt_in

boolean

Whether the account is opted-in to the debit card overdraft service under Reg E.

ownership_type

string

enum

Specifies the type of ownership associated with the account. This value indicates whether the account is owned by an individual, a company, an organization, or another entity.

status

string

enum

required

The status of the account, such as OPEN, CLOSED, TO_BE_CLOSED, or DORMANT.

Allowed:

ledger_balance

object

required

The total amount of funds posted to the account (credits and debits) without subtracting out pending transactions and held funds.

officer_id

string

length ≥ 1

This represents the bank staff member who is responsible for this account. Bank staff are assigned an Officer code for this purpose.

overdraft_enabled

boolean

Whether this account can have a negative balance.

statement_settings

object

Data about statement-generation.

withholding

array of strings

Tax withholding configuration for a deposit account. Contains a list of active withholding configuration IDs that are applicable to the specified account. These configurations refer to U.S. federal- and state-level withholding and are applied to the account's interest.

Specify one federal-level ID and one state-level ID, as applicable. Valid values for this field are:

Federal level — US-Federal-Backup or US-Federal-Non-Resident
State level — US-State-XX, where XX is the two-letter state abbreviation.

Withholding

client_metadata

object

Client-reserved field for the account, which may have been populated with key/value pairs. Galileo does not populate any data in this field but only stores it for retrieval.

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