transaction_declined.v1

wbhk

/transaction_declined.v1

An invalid transaction was declined by a Core system. The debit_credit_indicator field indicates whether the transaction would have debited or credited the account, and the error object contains the reason for the denial.

Trigger — An incoming transaction is declined.
Processes — These processes contain the event trigger:
- Internal transaction-validation systems

Payload

prn

string

required

The payment reference number (PRN) of the account.

external_transaction_id

string

An optional identifier provided by an external system to uniquely identify a transaction in its domain. This ID may be used for reconciliation purposes.

account_id

string

required

Identifier for an individual account.

product_and_sub_product

object

required

Object containing the product and subproduct identifiers.

business_date

date

required

The business date on which the transaction was attempted. See System and Transaction Dates for more information.

effective_date

date

The date on which the transaction would have taken effect. See System and Transaction Dates for more information.

transaction_specification

object

required

Predefined transaction and reason codes to specify the type of transaction.

debit_credit_indicator

string

enum

required

The type of accounting action.

Allowed:

amount

object

required

The transaction amount that was declined.

branch_id

string

required

Identifier for the physical location or division within a financial institution or organization that is associated with this operation.

description

string

length ≤ 200

Free-form field containing customer-facing notes.

comments

string

length ≤ 100

Free-form field containing internal notes for bank use that are not shown to the customer.

serial_number

string

length ≤ 30

Typically a check number, this numeric value links the current transaction with a processing ticket.

client_metadata

object

Client-reserved field for the transaction, which may have been populated with key/value pairs. Galileo does not populate any data in this field but only stores it for retrieval.

error

object

required

Details about why the transaction was declined.

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